If you have a mortgage, dependents, or want to protect your lifestyle from accidents or illness, protection insurance can help you avoid financial disaster. It's hard to consider worst-case scenarios, but sometimes necessary. We’ll help you find the right life insurance policy. To explore your options or check your coverage, schedule a free consultation. It takes just 30 seconds to make a life-changing decision. You can book an online insurance consultation with one of our advisors. Our objective is to make the process as simple as possible for you to get the right critical illness insurance policy. The contact section will provide you our details so you can get in touch with us. From there, an experienced member of our team will call you back to discuss your options. If you’d like to explore specific options for your circumstances or check if you have the right coverage, please get in touch. We’re here to help.
Life insurance (or life assurance) pays out either a single lump sum (sum insured) or a regular income upon your death. It provides financial security for your dependents if the worst happens. The purpose of life insurance is to ensure that your loved ones are financially supported in the event of your death. When choosing your policy, consider factors like the type of policy, when you need it, and how to obtain it. You can opt for a joint policy or a single policy. With joint life insurance, the payout goes to the surviving policyholder, usually your spouse whereas a single life policy pays out to your estate.
While no amount of money can replace a loved one, it can assist those left behind in managing the financial impact of your absence. Thinking about the worst-case scenario may be uncomfortable, but it’s important. Would your loved ones maintain their lifestyle if you passed away? If not, a lump sum from life assurance could help them continue living as they’re accustomed to during a difficult time. If your family faced a situation where you lost your regular income, a protection policy could provide essential support.
